Across the Board

Blog on e-business and online payments.

PayLane's CEO with all kind of skills - programming, marketing, team leading and more. A movie lover and snowboard fan. @KarolZielinski

All posts by Karol Zielinski:



Is a PayPal account enough to sell globally?

paypal_accountI have a PayPal account – is that enough to accept payments from customers all over the world?

Many in the Internet world believe that having a PayPal account is all you need to accept payments in any part of the globe, well you might need to have some type of a card too and that’s it. Surely, now everyone from this planet will be able to pay for our services.

True or false? Well, yes and no, that depends.

This world is a very diverse one. People live in different countries, speak different languages, and more often than not, use different ways of making a payment. This goes for the offline world just as much as the online one.

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10 Payment Methods For Global E-Businesses

global-payment-methodsEvery web business that’s seriously thinking about the global market, should consider accepting payments using most well-known global payment methods. If you want to sell around the globe, let me introduce you to a list of absolutely must-have payment methods.

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Credit Card vs Direct Debit Payments

One of the most popular payment methods in some countries (such as German-speaking regions) is direct debit. Let’s compare this payment method to credit card payments…

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Crisis? Not in the e-commerce industry

GlobeWhen I am reading news from the e-commerce industry, regardless of the country or the continent, it seems that it’s the only sector of the economy where crisis is not as noticeable. Hell, one might even say it’s actually… non-existent!

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Credit Card Payment vs Wire Transfer

In some countries (such as in CEE) the most popular payment method is still the wire transfer. That’s why when we are talking to customers from this region, most of them are asking about the functionalities regarding payments through this payment method.

That’s why we’ve decided to compare these two payment methods…

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Be Careful Of Scam

ScammersScam and scammers are something that we need to fight with almost each day. Unfortunately it’s one of the worst plagues of our industry. How many times did you receive an e-mail with a request to change the password in some kind of e-wallet service (such as PayPal)? How many times were you asked to do something in your bank account? To have it done you just needed to click on some link in the email and put your login and password in a login form. Simple. But fake.

Those websites look similar to the original ones. But they are not. Once you put your login and password – these credentials will be stored in scammer’s database.

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Sofortbanking – interesting payment method for those who are able to trust

Sofortbanking (which is called sofortuberweisung in Germany) is a payment system, which gives customers an ability to pay by a wire transfer from lots of European banks. Sounds great, doesn’t it?

The idea is pretty simple (and clever at the same time). Their systems are integrated with a lot of banks from around the Europe and they offer payments through these banks in one web interface. So if you want to pay in a web store, you have to be forwarded to sofort’s website, where you need to choose your bank, put your login, password and some token and… just click the submit button.

Sounds great, so what’s the problem?

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Visa Credit Card and LCD

Visa CodeSure

Visa Europe offers a credit card that comes with its own 48×8 pixel LCD panel on the back. That would be located just above the signature of the cardholder. The solution, called CodeSure Matrix Display Card, has been invented to increase security of credit cards, which can be used e.g. in online shopping.

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Hiring: We’re looking for a Junior Web Application Developer

We’re looking for a Junior Web Application Developer to join our team. At PayLane you’ll be working on products and services, which help others develop their online businesses.

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PayLane account vs merchant account

I keep hearing the same questions over and over again and it doesn’t look like coming to an end… What the hell is a PayLane account? What’s the difference between a PayLane account and a merchant account? How many accounts do I need to have? And so on…

So let’s make it clear once and for all. Quick and short. Here’s what it’s all about.

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