Across the Board

Blog on e-business and online payments.

Tag Archives: payments


Card payments – glossary

If you are an online payments newbie, no doubt you’re getting lost in all the new expressions, phrases and definitions. That’s why we come to your rescue with this 3-part introduction to payments safety. Today, we set off with CVV2.

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One-click payments at PayLane – case study of Nexto

NextoThe one-click payments method is becoming more and more popular among PayLane’s clients. We allow e-businesses to offer this payment model to their customers. It makes the whole process of online shopping and payments a lot easier, faster and more convenient.

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Moneta – mobile payments for everyone

MonetaWhenever we read any news about mobile payments, it seems like it’s always about the same things: smart phones, NFC, Square, Google Wallet and so on. If you have a similar impression, then here’s something refreshing: Moneta – a payment scheme that doesn’t require NFC, attaching anything to your cell phone or installing any apps. Actually, you don’t even need a smart phone – any cell phone will do just fine!

So how does it work? What’s the technology behind Moneta? It’s actually as simple as a phone call. And I mean it literally – data is transmitted over a voice connection!

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PayLane becomes a certified American Express partner

American Express CardWe’re constantly going global and reaching more and more markets. Becoming a certified partner with American Express is our latest step to become a worldwide payment processor.

What does it mean for our merchants?

Thanks to direct integration of both companies’ systems, it is possible to process payments without other parties’ involvement. This means that PayLane clients may now expect lower fees and simpler account opening procedures.

Merchants who want to accept payments with AmEx cards do not need to apply for a merchant account with another acquiring bank. Apart from a simpler process of opening an account, PayLane clients now pay less for processing payments. Direct collaboration between PayLane and American Express eliminates any additional fees charged by acquiring banks. Could this be any better? :)

Partnering up with AmEx is another step of creating PayLane’s offer dedicated to e-businesses that want to operate globally.Geographical boundaries are no barrier for us any more. Apart from enriching the list of available payment methods, we implements also other services and simplifies the already offered solutions. That is why PayLane can offer its clients to reach more markets from all over the world and still works on reducing fees and simplifying all necessary procedures.

Do you need to integrate with AmEx? Don’t wait, simply contact our sales department right away! :)

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Online shopping around the world

Online shopping around the world

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Integrating with a payment gateway via API

Coding...How to seamlessly integrate with a payment gateway using API? What are the common mistakes made in the process of designing? How to design transactions’ flow in the system? How much can it cost you? Do you need still a test gateway after integration?

So many questions, yet all answers can be found in this tutorial. Awesome, right?

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Payment information sources

It’s easy to find news and information on business or technology, but unfortunately services that cover those topics rarely publish payment news. If they do, it’s usually connected with some new gadgets or hot news like Google Wallet or mobile payments at Starbucks. So here are some useful payment services – choose what fits best your preferences.

If you know any other interesting payment websites, don’t hesitate to leave a link in the comments.

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How to make your website perfect?

Are you currently setting up your website for your new online store and would like to make it safe, legible for your customers and compliant to the rules of financial institutions involved, such as credit card companies? There are some best practice rules ready for you…

Here are the rules you MUST follow…

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The Evolution of the Transaction

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What you need to know about AVS

The Address Verification System (or simply AVS) is a method for merchants to verify the identity of a customer who uses a credit card.

AVS is an excellent way to reduce the risk of fraud and increase the payment gateway’s security. In other words, it checks that a customer is the cardholder he claims to be and finally – it decreases the number of chargebacks.

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