The first American Express credit card was issued in the 50’ of the XXth century. Today very few of us can imagine shopping without a credit card. We choose it, because it’s safer, because you don’t need to search for an ATM, because it’s simply more convenient.

American Express cards, among Visa, MasterCard, Diners Club and JCB, remain one of the most popular in the world. But how to choose the best card from all those offers without getting a headache and feeling dizzy?

Let’s take a look what one of those most popular credit card brands can offer.

American Express (also called simply Amex) issues Personal Cards and Corporate Cards. They’re settled in two currencies: euro and USD cards are issued also in the United Kingdom (dollar cards are also issued in Latin and South America and in the Carribean). American Express offers a pretty wide range of card solutions for individual clients, and that includes:

• Basic Card – without interest charges where you just pay your balance in full every month
• Green Card – financial flexibility, security, accepted all over the world with 24h support. Each time you pay with that card, you earn point for every dollar or euro spent. These points can be use to get discounts in hotels, on plane tickets or when renting a car. There’s also one great feature that comes along here – you can add your family or friends to your account and share bonuses and points with them.

  Adding other people to your account is possible, when you own any Amex card, excluding Basic Card. A few free cards (subaccounts) are possible to assign when you have a Platinum card – in case of a Green or Gold Card, an additional fee has to be paid.

• Gold Card – wide range of individual support, especially dedicated to mobile clients. Using this card and earning points allows cardholders not only to stay in good hotels, but also to use other special facilities ensured by Amex.
• Platinum Card – a prestigious American Express card, one of the highest membership levels, especially attractive for people that travel a lot. Amex offers a complete organization of a trip for you and your family – all you have to do is to describe where and for how long would you like to go and what would you like to do there. Amex takes care of the rest. Being a lucky Platinum Card owner, you can even sleep in a hotel for free using your points!

Amex issues also the Centurion Card, which is available only by invitation. It’s a very rare card and its owners can expect unique services around the whole world. Its the most prestigious card that only few are able to get from American Express.

As Amex says, its customer support is available 24h a day, 7 day a week, allowing to access the account online from every place in the world.

Image source: http://www.flickr.com/photos/59937401@N07/5857352792

Dawid

Dawid doesn't really look like a regular programmer should. He's always smiling and eating candy, no matter whether he's coding hard, designing or supporting. One thing is for sure - if he's not by his desk, he's in the kitchen ;) But after work Dawid is sometimes a bit concious stricken, so it's quite easy to meet him jogging in the local park.