Across the Board

Blog on e-business and online payments.

Sociologist and researcher, particularly interested in what happens at the interface between individuals and society, nature and culture. Fan of commercials- claims that ads are Art! Admires pure form in any field of art. At PayLane responsible for good visibility, audibility, readability and brand presence. Thinks about new markets, channels and partners. Open to any form of cooperation. After work - follower of the slow food movement. Always finds time to support NGOs.

All posts by Ula:



How to Use Recurring Payments – Case Study of Sotrender.

Recurring payments, known also as recurring billings or subscriptions, is a mechanism that processes payments for all kinds of repetitive transactions. This payment method allows e-businesses to collect money from customers’ card, bank account or PayPal account. Once the client agrees, payment is initiated regularly at set time intervals.

How recurring payments work

Your client has to create an account on your website and order your service. When it comes down to the payment process they fill out the payment form, with the card or bank account data (such as card or bank account number, card expiration date, cardholder name, CVV etc.) or are sent to their PayPal account. Data are collected when clients create an account on an e-business website or after the trial version’s expiration. This is also the moment when you ask your clients for permission to collect recurring payments.

After first processed transaction you receive from PayLane your transaction ID. After 30 days or any other payment period, your system, through PayLane API, makes the next payment. To do it, there is no need to ask the payer to enter card or bank account data once again. The payment takes place using the transaction ID from the first purchase and transaction amount, which can be changed, so if your clients upgrades their account there is no need to ask him again for permission.

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Start-Up: Interview with Bartłomiej Gola of SpeedUp Group

This time we’ve got something for the start-up community. If you decide to create your business it might be useful to know your potential investors’ point of view. Better listen criticism and correct mistakes now than close the project before it develops properly.

I have talked to Bartłomiej Gola,  the Managing Partner of SpeedUp Group, an entrepreneur and innovator, about the future of start-ups, why great engineers fail, the difference between local and international business and how to find an investor for your start-up.

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Interview with Ramon Ray for Across the Board

Are you a small business technology geek? If not yet, you definitely have to talk to Ramon Ray – the most enthusiastic technology evangelist and a great source of knowledge about technologies for small businesses. He is also a funny interlocutor. We talked about the culture of running small business in the US and the rest of the world, about role of technology in small businesses and social media. Hope you enjoy reading this interview as much as I enjoyed interviewing Ramon.

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Sofortbanking – fast money transfers

sofortbankingOne by one we’re adding new payment options to PayLane services. Now our offer has expanded with sofortbanking – one of the most popular payment methods in Germany.

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One-click payments at PayLane – case study of Nexto

NextoThe one-click payments method is becoming more and more popular among PayLane’s clients. We allow e-businesses to offer this payment model to their customers. It makes the whole process of online shopping and payments a lot easier, faster and more convenient.

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PayLane becomes a certified American Express partner

American Express CardWe’re constantly going global and reaching more and more markets. Becoming a certified partner with American Express is our latest step to become a worldwide payment processor.

What does it mean for our merchants?

Thanks to direct integration of both companies’ systems, it is possible to process payments without other parties’ involvement. This means that PayLane clients may now expect lower fees and simpler account opening procedures.

Merchants who want to accept payments with AmEx cards do not need to apply for a merchant account with another acquiring bank. Apart from a simpler process of opening an account, PayLane clients now pay less for processing payments. Direct collaboration between PayLane and American Express eliminates any additional fees charged by acquiring banks. Could this be any better? :)

Partnering up with AmEx is another step of creating PayLane’s offer dedicated to e-businesses that want to operate globally.Geographical boundaries are no barrier for us any more. Apart from enriching the list of available payment methods, we implements also other services and simplifies the already offered solutions. That is why PayLane can offer its clients to reach more markets from all over the world and still works on reducing fees and simplifying all necessary procedures.

Do you need to integrate with AmEx? Don’t wait, simply contact our sales department right away! :)

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Online shopping around the world

Online shopping around the world

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New direction: e-commerce market in Central Europe

BasketRecently we attended Webit Congress & Expo in Sofia (Bulgaria). Many people are interested in Central European e-commerce market (or, being more general, the Internet market). Is this a part of Europe that’s open to cooperation? What are the experiences of businesses there? And what is the current state of development? So let’s take a look at two countries in this region: Romania and Bulgaria.

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Interview with Krzysztof Bartnik – editor in chief in eKomercyjnie.pl

I waited patiently to interview Krzysztof Bartnik about his experiences running eKomercyjnie.pl service and magazine.  I knew it would be worth it and then, finally,  he came through the door! He apologized but I know online vendors have a long queue of important things to do and think about work day and night.  Plus Krzysztof simultaneously runs an online service and a magazine for and about the Polish e-commerce sector, so he’s constantly training vendors, presenting at conferences and organizing national promotions like Free Shipping Day. But right now, he’s excited to talk about his e-commerce experiences.

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Interview with Guy Kawasaki

What prompted me to interview Guy Kawasaki? Well, first of all the very natural desire of meeting an author, to talk to the person who wrote something I’ve read or composed music I’ve listened to. That’s simple curiosity, I was interested what more can Guy say… Also, while reading “Enchantment”, some questions came up in my mind and I just couldn’t find right answers in the book. So, naturally, I had to ask the author! :) We talked about inspirations and enchantment process in SMB. But we also discussed Google Plus a lot – it’s the new Guy’s passion.

So make yourself a cup of coffee, sit back in your favorite chair and enjoy reading.

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