Across the Board

Blog on e-business and online payments.

Good practices of software development process

It’s quite normal to think that each line of code written by you is perfectly good. Unfortunately, I have to upset you – you’re wrong. Every developer makes bugs, but not all developers know how to prevent them. I think there’s no need to explain how important it is to create safe and bug-free software in payment processing. Apparently, it seems that good solutions that help to avoid bugs, seem to use the unittest framework – a module that’s available for most popular programming languages like PHP, Python, Java, C#, C++.

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What rhymes with “buy”?

Among the many poems and nursery rhymes I read to my children, I found one quite amusing and I would like to share it with you.
It’s called “Teenage Princess”:

I know how it is to need money –
As much as I can get;
My teenager goes to the mall,
And I go into debt.
Most kids’ first words are “Ma-ma,”
She said “Vi-sa” with a smile;
She has a black belt in shopping,
And a package from every aisle!

By Joanna Fuchs

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Creating an enchanting company

Everyone needs to refresh his mind, get some inspiration. And it doesn’t matter whether you’re an employee or an employer. And of course everyone wants to get inspired and learn from the best. I reached for the latest book by Guy Kawasaki – “Enchantment. The Art of Changing Hearts, Minds, and Actions”. I was wondering if the former Apple’s evangelist can offer anything for small and medium businesses, any useful tips on how to make a SMB become a great one.

To be honest, reading first chapter of Enchantment I thought Guy made fun of readers. Smile truly, shake hands with eye contact, dress to feel comfortable, accept others, show your passion… Is this really “the secret” of the former Apple’s evangelist? You can read this sort of advices in many other books on business psychology or learn it at business courses. Yes, I’ve definitely heard it before. But – without discouragement – I continued reading and chapter after chapter I became more enchanted. Why?

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Selling is Hard Work

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The Evolution of the Transaction

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How to get more retweets – the ultimate guide

You may be a Twitter enthusiast or think it’s just a big mess and no tool will allow to fully control it. But the thing here is that Twitter simply works. Millions of people use it to share information or ask questions and that’s why it’s worth your interest. And as they say: since you can’t beat them – join them.

There’s lots of noise in Twitter streams, so being engaging is pretty much crucial. Doing it “manually” (asking questions, being controversial etc.) is one thing, but it would be unwise not to use Twitter’s mechanisms designed to help people connect.

Retweeting is about spreading the news, engaging, appreciating good content and so on. Here are a few tips that will help you write tweets which should spread all over the Internet.

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What every merchant should know about required documents

When applying for a merchant account, you’ll be asked to fill out a merchant application. The application is typically standard across most merchant service providers with regard to the information collected on the application.

In addition to the application, you’ll be required to provide support materials as they relate to the business and owners. Required merchant account support documents are as follows:

  • Business organization documentation
    • Business articles of incorporation
    • Or Non-Profit documentation
    • Or Sole Trader documentation
  • Company Directors’ proof of identity
  • Voided business check
  • Business or applicant financial documentation
    • Previous processing statements
    • Or business banking statements
    • Or owner(s) personal banking statements

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What you need to know about AVS

The Address Verification System (or simply AVS) is a method for merchants to verify the identity of a customer who uses a credit card.

AVS is an excellent way to reduce the risk of fraud and increase the payment gateway’s security. In other words, it checks that a customer is the cardholder he claims to be and finally – it decreases the number of chargebacks.

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Will Smartphones Replace Your Wallet?

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Antivirus for our bills

I’ve just found an interesting web-based application – BillGuard. It scans your credit cards daily, alerting you to hidden fees, billing errors, misleading subscriptions, scams and fraud.

Sounds interesting, doesn’t it?

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