Across the Board

Blog on e-business and online payments.

Merchant accounts: behind the scenes

Setting up a merchant account is above all about business possibilities. If you’re serious about your ventures, you can’t run an online shop nor accept card payments on your website without having it. Don’t cut corners, do it right!

What in Lord’s name is
a merchant account?

It’s a separate bank account or rather a line of credit to a merchant that allows business to accept online payments, meaning money from online transactions. This account is established under an agreement between a merchant and an acquiring bank for settlement of all transactions processed on your website.

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Cain Motter’s Halloween Credit Card Art

You can find more Cain Motter’s art on his YouTube profile and his Facebook gallery.

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Hiring: We’re looking for a Junior Web Application Developer

We’re looking for a Junior Web Application Developer to join our team. At PayLane you’ll be working on products and services, which help others develop their online businesses.

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Interview with Guy Kawasaki

What prompted me to interview Guy Kawasaki? Well, first of all the very natural desire of meeting an author, to talk to the person who wrote something I’ve read or composed music I’ve listened to. That’s simple curiosity, I was interested what more can Guy say… Also, while reading “Enchantment”, some questions came up in my mind and I just couldn’t find right answers in the book. So, naturally, I had to ask the author! :) We talked about inspirations and enchantment process in SMB. But we also discussed Google Plus a lot – it’s the new Guy’s passion.

So make yourself a cup of coffee, sit back in your favorite chair and enjoy reading.

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Jeff Bezos on customer service

If you make customers unhappy in the physical world, they might each tell 6 friends.
If you make customers unhappy on the Internet, they can each tell 6,000 friends.

– Jeff Bezos

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How to make your website perfect?

Are you currently setting up your website for your new online store and would like to make it safe, legible for your customers and compliant to the rules of financial institutions involved, such as credit card companies? There are some best practice rules ready for you…

Here are the rules you MUST follow…

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Does size matter?

Many people ask this question, many people answer it. But there are still some doubts. So, let’s clarify this. Many people think that size doesn’t matter – the technique is the key. Ohh… that’s just terribly wrong. Size does matter, because it must be easy on the eye and we must feel confident and comfortable when operating with it.

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The World of Programming

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What everybody should know about CVV2

CVV2, CVC2, or just the card security code (CSC), are different names for the security features for credit and debit card transactions. CVV2 provides increased protection against credit card fraud.

How it works?

Imagine that you’re buying something over the Internet, fax, mail or phone. Since you’re not present in person, such transactions are called “card not present transactions”. Normally, you give your card to a merchant. You take it out of your wallet, you can present your signature or prove that you know the PIN. Somehow you prove this card belongs to you. Everything goes well…

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PayLane account vs merchant account

I keep hearing the same questions over and over again and it doesn’t look like coming to an end… What the hell is a PayLane account? What’s the difference between a PayLane account and a merchant account? How many accounts do I need to have? And so on…

So let’s make it clear once and for all. Quick and short. Here’s what it’s all about.

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