It’s been a year since the launch of Google+ and one might wonder what’s happened in that time – no doubt Google is working hard to promote their social network. On one hand we see impressive growth numbers, but on the other we still spend more time on Facebook and hear that many of the Google+ profiles are in fact ‘dead’. Although Google has already shut down some of their projects in the past, it’s difficult to imagine that the same awaits their social network – it’s in a too advanced stage to back down and, as it seems, Google cares too much about it. So what does the future hold for Google+?
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Sofortbanking (which is called sofortuberweisung in Germany) is a payment system, which gives customers an ability to pay by a wire transfer from lots of European banks. Sounds great, doesn’t it?
The idea is pretty simple (and clever at the same time). Their systems are integrated with a lot of banks from around the Europe and they offer payments through these banks in one web interface. So if you want to pay in a web store, you have to be forwarded to sofort’s website, where you need to choose your bank, put your login, password and some token and… just click the submit button.
Sounds great, so what’s the problem?
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We all know that high security is a must for every business. One of the ways to ensure the safety of your clients’ money is implementing 3-D Secure. But what does it mean from the technical side?
Thanks to PayLane’s implementation of the 3-D Secure technology, it is not merchants, but banks that are responsible for chargebacks in case of fraud transactions, on condition that:
- 3-D Secure has been activated for the card,
- the payer has been redirected by the merchant to a website where the card authentication takes place,
- the authentication process is successful.
To make it easier for merchants to use 3-D Secure, without requiring them to have in-depth knowledge of the whole authentication process, we have brought it down to 2 functions called through API.
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Chargebacks and retrieval requests are inevitable part of doing online business. Many businesses need to handle chargebacks and retrievals on a daily basis, while for some others a chargeback or retrieval request is a rare thing. Yet in both cases it is good to know what the difference between the chargeback and retrieval request is. This knowledge will enable you to react quickly and take the appropriate measures to resolve these situations in a timely and efficient manner when they occur.
A retrieval request, also known at some banks as “soft” chargeback, takes place when the credit card issuer contacts the merchant to obtain information about a transaction charged to one of its cardholders. The reasons for retrievals can be various: it may be a result of a customer question or dispute, inaccurate or incomplete transaction information, a processing error or an indication of potential fraud. The bank will request a legible copy of the transaction authorization proof.
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It might not be a very modest thing to say, but I am a bit of a low budget travels expert. Or at least that’s what my friends made me believe, as on a regular basis I get approached by them (or their friends) asking me to find them a cheap ticket to XYZ. They all seem to be in awe of my ‘skills’ and convinced that I know some extraordinary secrets that allow me to travel abroad for next to nothing, when in fact all I do is…use the internet. In the past you had to go to a travel agent, who charged a middle-man’s %. Now, all you need is a computer with the net.
That’s right, a weekend in London or Paris (assuming you live in the EU) for a total of €10 is possible. How? Take a look at a few main rules.
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Happy birthday, Google Wallet! To celebrate their 1st birthday, MyBankTracker.com created this infographic with a brief look at what’s happened in the last 12 months.
What do you think the next year will bring for the Google team and their e-wallet?
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I have recently been working on one of our new projects, and I needed to have my own copy of our system with full functionality. The changes made by me would affect the whole system so my workmates couldn’t work on their features then.
Although every respectful development company uses version control systems, typically every change is made to main repository – then every developer can be up to date and they can work on the same project. But sometimes – as in my case – your changes are going too deep to work on the same repository. Here branching comes in. It is used globally in any version control system. It allows you to create branches that are (depends on system) independent copies of HEAD (or another branch) created from one particular commit in main repository.
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It didn’t take Google long to follow into Facebook footsteps and change the look of their social website. Unlike Facebook, the change was not as drastic and didn’t leave an unprepared profile looking plain. Still, an updated look meant some redecorating on our (the PayLane’s) part.
Google offered two possible looks of the site: one involved a long cover picture and the other offered a chopped version, composing of five small squared pictures. At first, the first option seemed to be a good idea, but soon proved to be rather tricky. The chopped version was much more interesting to design.
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After Magento’s integration PayLane has now released an osCommerce plugin which allows online payment processing.
osCommerce, just like Magento, is an e-commerce solution that allows setting up an online store with a wide range of features. The success of osCommerce can be assigned to active and evergrowing community.
How to use PayLane add-on?
PayLane add-on allows to integrate with payment processor. Installation is very simple – just download the package from http://addons.oscommerce.com/info/8394 , unzip it and move directly to your osCommerce installation folder! PayLane Payment Module is available in: Administration Tool -> Modules -> Payment Modules. Enjoy using it!
Do you have any questions? Need help installing our plugin? Contact us now at info@paylane.com!
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Online shopping and its development is a hot topic- whether it’s about safety, business types or pros and cons in comparison to a ‘regular shop’. In the meantime, online payments, a matter equally important, is put on a back burner.
Payment processors are not in charge only of efficient mediacy and safety of our transfers- the choice of such providers should depend also on the type, size and outlook of your business. It might be worth then to get to know each provider to make sure your decision is a good one.
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